Each plan answers a bigger set of questions than the last. Start where the pain is. Move up when the lender, the board, or a buyer shows up.
Books, clean and closed monthly.
What it solves
Visibility.
Numbers you understand, cash you can see.
What it solves
Visibility and direction.
Forecasting, pricing, growth decisions.
The most popular choice.
What it solves
Direction and control.
M&A, capital raise, ESOP, succession.
What it solves
The outcome.
Books, clean and closed monthly.
What it solves
Visibility.
Numbers you understand, cash you can see.
What it solves
Visibility and direction.
Forecasting, pricing, growth decisions.
The most popular choice.
What it solves
Direction and control.
M&A, capital raise, ESOP, succession.
What it solves
The outcome.
Start with bookkeeping, or explore our fractional CFO work. Family transitions are covered in our family-owned business guidance.
| Work | Foundation | Clarity | MomentumMost popular | Transaction |
|---|---|---|---|---|
| The books | ||||
| Monthly close and financial statements | We do the books | Review, or takeover add-on | Review, or takeover add-on | Included |
| Chart of accounts built for margin | Yes | Yes | Yes | Yes |
| Clean year-end package | Yes | Yes | Yes | Yes |
| Cash and the monthly numbers | ||||
| 13-week cash flow forecast, updated weekly | No | Yes | Yes | Yes |
| One-page KPI report | No | Yes | Yes | Yes |
| Written CFO notes, monthly | No | Yes | Yes | Yes |
| Findings document at onboarding | No | Yes | Yes | Yes |
| Forecasting, pricing, growth | ||||
| Annual budget and 3-statement forecast with variance | No | No | Yes | Yes |
| Pricing, labor burden, and channel return analysis | No | No | Yes | Yes |
| Quarterly planning session | No | No | Yes | Yes |
| Lender or funder reporting and covenant tracking | No | Add-on | Included | Included |
| Ownership package (partners, family, or board) | No | No | Quarterly | Quarterly |
| Transaction | ||||
| Valuation, data room, lender package, term sheet review | No | Scoped separately | Scoped separately | Included |
| Succession, practice transition, or ESOP plan | No | Scoped separately | Scoped separately | Included |
| How we work together | ||||
| Calls | Quarterly | Monthly | Twice a month | Weekly |
| On-site visit at onboarding | No | Yes | Yes | Yes |
| Questions by email | One business day | One business day | Same day where possible | Same day |
| Term | Month to month | Month to month | Month to month | Scoped through closing, then month to month |
| Pricing | Depends on the plan and the situation. Scoped on the discovery call, agreed in writing before anything starts. | |||
The same ladder applies. The ownership package becomes the board package, and lender reporting becomes funder and grant reporting. We track restricted funds and plan cash across the grant cycle.
How we work with nonprofitsMost owners start with Clarity. If the books are not closed monthly yet, Foundation comes first, and we can run both together. If a lender, board, or buyer is already in the picture, start at Momentum or Transaction.
Yes. Month to month means you move up when the business needs it and back down when it does not. Nothing locks you in.
It depends on the plan and the situation. We scope it on the discovery call and you approve the number in writing before anything starts.
Either. Foundation means we do the books. On Clarity and Momentum we review your bookkeeper's close, or take it over as an add-on.
We start within days and run a 90 day onboarding plan: access, an on-site visit, the first clean close, and your first findings document inside 30 days.