Insights for owner-operators
Writing for people who run businesses, not for other finance people. Cash, margin, bookkeeping, and the decisions that actually move the number at the bottom.
Medical and dental
Where dental practice overhead actually goes
Every dentist knows their overhead percentage, or thinks they do. The percentage is not the useful part. The breakdown is.
Home services
Job costing is where contractor margin goes to die
A contractor doing three million a year can have a great year and a terrible one at the same time.
General
The 13-week cash flow forecast, and why most owners have never seen one
Ask most owners how cash looks and they will tell you the bank balance. Ask how it will look in ten weeks and they will guess.
General
Fractional CFO vs controller vs bookkeeper: who actually does what
Three job titles, used as if they were interchangeable. They are not, and hiring the wrong one is expensive.